The Buying Process

Home Moving Checklist

Six to Eight weeks prior:

• Purchase or rent moving supplies: tape, markers, scissors, pocketknife, newspaper, blankets, moving pads, plastic storage bins, rope and a hand truck. Free boxes can usually be obtained at a local supermarket, but consider purchasing wardrobe boxes for moving clothes.
• Have a garage sale to clear out unwanted items and plan accordingly. Consider donating unwanted items.
• Keep a detailed record of all moving expenses. Your costs may be tax deductible depending on the reasons for your move.

 Home Inspections

This is a major step in the buying process and there are many potential problems that can be discovered during this period.  These include a leaky roof, radon gas, termite damage, a foundation problem, and wall cracks, to name a few.  These problems happen all the time.  The difference between closing on your dream home and starting the process all over again is what occurs during the negotiations between you and the seller.

It is very important to research your mortgage company before dealing with them. Don’t be afraid to ask any questions you feel necessary and if anything strikes you as odd make sure you comment on it. Make sure you ask for references from satisfied customers.

Unless you have enough money to pay for a house yourself, you'll need a mortgage loan. A mortgage is a loan you take out to finance the purchase of your home. It is also a legal contract stating that you promise to make a monthly payment until your loan is paid off.

Once you’ve found your dream house, it’s time to get started with the financial and contractual side of the purchase. Let your Zid Realty professionals guide you through this process. Purchase contracts vary in length and terms from state to state, and within a state, from locality to locality. Because you and the seller have different goals, rely on